Seeking to put God’s love into action, Central Delaware Habitat for Humanity brings people together to build affordable homes, communities, and hope.
CDHFH was founded in 1990 as the Kent County affiliate of Habitat for Humanity International, a non-profit ecumenical housing ministry that seeks to eliminate poverty housing from the world. Over the past 25 years, CDHFH has built and/or renovated 40 homes, providing much needed housing solutions for over 170 adults and children. CDHFH continues to maintain a 0% foreclosure rate proving that our program is a long term affordable housing solution.
Until six years ago, CDHFH served an average of one family a year but in 2009 a decision was made to increase our capacity to help families in need. That decision has been very successfully implemented and this year our goal is to serve seven families. The factors driving this exceptional growth include hiring full-time staff members, increasing funding opportunities, and developing partnerships with other affordable housing programs, various civic organizations and churches.
Why We Build
When Families Succeed, Communities Succeed
Habitat does not give homes away. To qualify families must live in substandard housing, earn less than 60% of the local median income, contribute 250 sweat equity hours, and purchase the home through a no-interest loan.
Habitat doesn’t just build affordable houses, it builds stronger, more stable families. The impact of becoming a homeowner achieves many of the following positive outcomes:
- Improves children’s education outcomes
- Improves the family’s health. Many Habitat partner homeowners previously lived in substandard conditions with mold and other health risks.
- Creates a sense of pride and builds self-esteem
- Develops greater financial independence and wealth accumulation
- Develops a sense of community
- Teaches skills in home maintenance
The Need for Affordable Housing in Kent County Delaware
According to the Delaware State Housing Authority:
- 18.9% of county children 18 and younger live at or below the poverty level.
- 21.5% of county households have a family income of less than $25,000.
- 57% of county renters cannot afford a 2-bedroom fair market rental.
- 21.6% of renter households (2,906 families) are spending 50% or more of their income on rent.
- In 2014, a minimum wage worker in Kent County would have to work 97 hours each week to afford a 2-bedroom fair market rental at $910.00.
Habitat homes provide far more than a roof overhead; they provide a foundation for families and children to succeed, becoming a stabilizing force for many local communities. Homeownership gives families the chance to establish financial security and roots in their communities. Quality, stable housing provides the basis for educational success as well. For many families, homeownership means an end to frequent moves, which can cause children to fall behind in school and impact their social and emotional well-being.